Are you dreaming of relocating abroad but worried about the costs? You’re not alone. Many people want to “Japa” (a popular term for relocating from Nigeria) but are held back by budget constraints. The good news? There are affordable countries where you can live comfortably without breaking the bank.

In this guide, we’ll explore the 10 most affordable countries to relocate to in 2024, backed by verified data and insider insights. Whether you’re looking for study opportunities, work visas, or a fresh start, this list will help you make an informed decision.

Why Relocate to an Affordable Country?

Before diving into the list, let’s address why affordability matters:

• Lower cost of living means your savings or income will stretch further.
• Easier visa processes—many budget-friendly countries have straightforward immigration policies.
• Better quality of life—affordable doesn’t mean compromising on healthcare, safety, or education.

Now, let’s explore the top 10 destinations!

1. Poland

Why Poland?

• Low tuition fees (as low as €2,000/year for universities).
• Affordable living costs (€500–€800/month).
• Strong job market for IT, engineering, and healthcare professionals.

Visa Route: Student visa (easy transition to work permit) or work visa.

2. Portugal

Why Portugal?

• Warm climate and friendly locals.
• Digital Nomad Visa for remote workers.
• Cost of living: €1,000–€1,500/month (cheaper outside Lisbon).

Visa Route: D7 Passive Income Visa, Digital Nomad Visa, or Study Visa.

3. Malaysia

Why Malaysia?

• English is widely spoken.
• Low-cost healthcare and education.
• Monthly expenses: $600–$1,000.

Visa Route: Student Visa, Malaysia My Second Home (MM2H) program.

4. Mexico

Why Mexico?

• Vibrant culture and affordable healthcare.
• Cost of living: $800–$1,200/month.
• Easy residency options after temporary stays.

Visa Route: Temporary Resident Visa or Digital Nomad Visa.

5. Georgia

Why Georgia?

• No visa required for Nigerians (1-year stay).
• Extremely low living costs ($300–$600/month).
• Growing tech and business opportunities.

Visa Route: Visa-free entry, then apply for residency.

6. Kazakhstan

Why Kazakhstan?

• Cheap tuition fees (from $1,500/year).
• Low rent ($200–$400/month).
• Business-friendly policies.

Visa Route: Study or Work Visa.

7. Philippines

Why the Philippines?

• English-speaking country.
• Retirement Visa options (low minimum income requirement).
• Monthly budget: $500–$900.

Visa Route: SRRV (Retirement Visa) or Student Visa.

8. Vietnam

Why Vietnam?

• Fast-growing economy with teaching jobs.
• Lively expat communities.
• Living costs: $600–$1,000/month.

Visa Route: Work Permit or Business Visa.

9. Ecuador

Why Ecuador?

• Uses the US dollar (stable currency).
• Pensioner Visa for retirees.
• Affordable healthcare.

Visa Route: Professional Visa or Retirement Visa.

10. Serbia

Why Serbia?

• Low cost of living ($500–$800/month).
• Easy residency permits.
• Growing IT sector.

Visa Route: Work Visa or Freelance Visa.

How to Choose the Right Country for You

Picking a country isn’t just about affordability—it’s about fit. Ask yourself:

• What’s my relocation goal? (Study, work, retire?)
• Do I qualify for visas? (Check financial requirements.)
• Can I adapt to the culture? (Language, climate, lifestyle.)

For a personalized relocation plan, consider booking a paid consultation (like our 50k discovery session) to assess your best route based on your budget, skills, and goals.

Final Thoughts

Relocating doesn’t have to be expensive if you choose the right destination. The countries listed above offer low costs, good opportunities, and straightforward visa processes.

Pro Tip: Always verify information from official government websites before making decisions. Avoid scams—work with transparent consultants who provide real guidance.

Ready to take the next step? Start planning your Japa journey today!